Borrowing money can be a frustrating business, and if you’re turned down for a personal loan, it’s often hard to know why. So read on to find out how banks assess you, and how to optimise your chances of success. 1 – Your Credit Record The credit crisis has made ...

During the cold season, you really cannot survive without your heater. But even though people do enjoy a warm house, it can be expensive to keep indoor temperatures comfy. The reality is that your heating costs will take a huge chunk out of your monthly budget. Luckily, there are ways ...

The amount of money that you can make through successful investment is incredible. There are millions of business men out there that make their millions through astute investment and then there are others who lost a fortune through misguided, misjudged and ill researched ventures. Research in my opinion is of ...

With nearly 40 million Americans and more than 100 million people worldwide wearing contact lenses, contact lens-related eye infections are on the rise. Contact lens-related eye infections can range from mild to severe and are generally the result of handling or replacing contact lenses without proper sanitization. Contact Lens-Induced Papillary ...

Are you a keen problem-solver with the ability to quickly adapt to changing situations? Do you like working in a team environment and applying technology to complex problems? Information technology may be perfect for you! While many industries are struggling to stay afloat, the IT field continues to grow. For ...

A home equity line of credit (HELOC) is one of the most common ways to make use of your good home equity. A HELOC essentially works like a credit card in that you’re given a set amount of that you can pull from at any given time for a set ...

Custom closets are sophisticated storage solutions that can be placed in any environment. From small apartments to spacious homes, a custom-designed closet can make a world of a difference when it comes to maximizing space and removing clutter in homes. Custom designs allow homeowners to find new storage potential in ...

Whether you know it or not, you make multiple financial choices each day. There are some choices that you do for long term and some for short term. But they all will have an impact on your financial situations and some can be harmful decisions to make. But how can ...

Foreclosures are rarely ideal under most circumstances, but some people might think that the consequences of a foreclosure end with your eviction. Unfortunately, that’s not always the case. Foreclosures have long-lasting implications for a number of issues throughout your life. One of the major results of a foreclosure is that ...

Do you know that Green pavement is now being used to construct pavements in most homes? Traditionally, what we commonly use today is asphalt, but it has many disadvantages. Though it is a great material to construct durable and strong pavements, it can cause heat island effect. In addition to ...

Cataract surgery is performed on millions of Americans each year and is a relatively successful operation. Of the 3 million Americans who have cataract surgery every year, nearly 98% of them report the operation as successful. And while only 0.05% of people report postoperative complications, they do occur. The most ...

Debt financing is a popular option among business people where to obtain resources to finance their business. While debt has a negative connotation in its general term, it has a positive level of meaning among startup level companies. Even bigger corporations have debts that keep the health of their business ...

When it comes to the investing, many of us favour property over the stock market. Yet while the media focusses on the burgeoning buy-to-let industry, you don’t need to own a portfolio of properties to make a return in today’s market. As a matter of fact, it can be far ...